Mortgage Advice You Can

Actually Understand.

With a Master's Degree in Personal Financial Planning and 17 years of experience teaching personal finance, I help homebuyers make confident mortgage decisions that support their long-term financial goals.

I teach first. I lend second.

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Graphic design with icons and text detailing a professional's qualifications and services, including a graduation cap for master's degree in personal financial planning, a book icon indicating 17 years of teaching personal finance, a house icon for mortgage loan officer with NMLS number, and the Lentor Mortgage logo with its NMLS number.
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WHY WORK WITH RICKY?

You’re Not Just Getting a Loan Officer.

You’re Working With Someone Who’s Spent Two Decades Helping People Understand Money.

The mortgage process can feel overwhelming.

My goal is to make it simple.

I believe educated borrowers make better decisions, experience less stress, and feel more confident throughout the homebuying process. That's why I take the time to explain your options, answer your questions, and help you understand what's happening every step of the way.

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Let’s Talk.

Whether you're just starting to explore your options or already under contract, I'm here to answer your questions and help you navigate the process with confidence.